Attributing higher gains to lower impairments and provisions, the latest Banka Slovenije report shows that they were down EUR 36m in the reporting period.

Gross revenue at banks stood at EUR 823.2m, down 4.6% from the same period last year. Contributing to the decrease were falls in interest (-5%) and non-interest (-4%) revenue.

Total assets in the banking system stood at EUR 37.3bn at the end of September, up 2.9% year-on-year. The share of the non-banking sector in total assets amounted to 72% in September.

Loans to the non-banking sector increased by 6.5% at the annual level in September, with a rise of loans to other financial institutions contributing the most to the increase. Loans to non-financial institutions increased by 8.1%.

Meanwhile, loans to households increased by 7.7%, with consumer loans gaining 13.6% and housing loans 5%.

The share of toxic loans decreased by 1.4 percentage points to 7.1%.

Capital adequacy, meanwhile, decreased somewhat in the first half of the year, reaching 20.5% at the individual level and 18.7% at the consolidated level in June.